
Considering Special Needs: Addressing Medical Situations for Children with Disabilities
By Moskowitz Law Group, LLC |Caring for a child with special needs or disabilities involves navigating medical needs, therapeutic requirements, and logistical challenges. Addressing these medical situations can be challenging for families and may require careful planning and managing resources. Here are some things that should be taken into consideration to ensure children with disabilities receive the care they need.
Comprehensive Medical and Therapeutic Care
Children with disabilities often require medical care and therapeutic services. This can include physical therapy, occupational therapy, speech therapy, and regular medical check-ups. Ensuring that these needs are continuously met is essential for the child’s wellbeing and development.
Coordination of Care
Coordination between various healthcare providers is crucial to ensure that the child’s medical and therapeutic needs are effectively met. This might involve case managers or care coordinators and regular communication between doctors, therapists, and caregivers to ensure everyone is informed about the child’s progress and any changes in their condition.
Financial Planning for Medical Needs
Addressing the financial aspects of a child’s medical care is critical, particularly when long-term or lifelong support may be necessary. Families must plan meticulously to ensure that funds are available to cover all medical expenses. Parents should consider health insurance plans that cover all necessary medical treatments, therapies, and equipment. Out-of-pocket expenses should also be expected for copays, deductibles, or any other uncovered medical costs, as well as long-term care insurance. There may also be financial assistance available from the federal or state government. Charities may also offer certain financial assistance.
Special Needs Trusts
A special needs trust can be a vital tool for managing the financial aspects of a child’s care. These trusts can sequester and protect assets to ensure that funds are available for the child’s medical and therapeutic needs without affecting their eligibility for government benefits. They can also provide oversight and guidance when an appointed trustee manages the funds so that they are used appropriately for the child’s care.
Accessibility and Medical Equipment
Children with disabilities often require specialized modifications to their living environment to ensure safety and accessibility and medical equipment. This includes:
- Home modifications, such as ramps and lifts
- Bathroom modifications, such as grab bars, roll-in showers, and other accessible features
- Accessible furniture, such as adjustable beds, specialized seating, and other furniture designed for the child’s needs
- Mobility aids, such as wheelchairs, walkers, or other devices that aid in mobility
- Communication devices, such as augmentative and alternative communication (AAC) devices for children with speech impairments
- Medical monitoring devices, such as equipment for monitoring vital signs or administering medication as needed
Families should plan for the purchase, maintenance, and replacement of medical equipment. This includes budgeting for equipment and insurance coverage
Community Resources
Take advantage of community resources and support groups, which can offer valuable assistance and emotional support:
- Support groups to connect with other families facing similar challenges to share experiences and advice
- Respite care, providing access to programs that offer temporary relief for primary caregivers, allowing them to rest and recharge
Our Legal Team Is Here for You
Need help navigating the complexities of caring for a child with disabilities? Contact one of Moskowitz Law Group’s dedicated attorneys for advice on planning and managing your child’s medical care and therapy to ensure their needs are met. Our team is committed to helping you create a stable and supportive future for your child.